The future for fintech could be one where users are empowered through decentralization. Decentralized finance or DeFi is an important area of growth for the fintech sector. In this document, we explore what DeFi is and how it fits in Fintech’s evolution..

Blockchain technology and smart contracts created the possibility of programming digital money. Purpose Bound Money proposed by the Monetary Authority of Singapore is a wrapper that wraps a separate programming logic over any form of digital money.. This creates an opportunity for many business use cases.

Explore the different layers of blockchain technology and how they can be used to gather to solve the problems of scalability, interoperability and privacy.